I stumbled upon this today. It was posted by David over at MoneyUnder30 on December 8th. I  love the simplicity of it all.

  1. Stop spending more than you make.
  2. Be charitable, help others.
  3. Automate your savings.
  4. Improve every aspect of your life.
  5. Make sacrifices to get out of debt.( it ain't easy!)
  6. Make goals.

David said it well, "Never settle."

My wife says I am brutally honest. I do try to be, (honest that is.) I think as we look towards the New Year we should all take an honest look at ourselves. Where are our weak points and what can we do to get better?

Ghandi said it well,

"You must be the change you want to see in the world."

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